v2 · Effective September 1, 2026
Terms of Service
Current terms and new settlement conditions
Guidance updated: October 25, 2026
The published v2 text remains available as the record of existing consent and earnings conditions. The revised General Terms and Creator Sales and Settlement Addendum (v3 amendment documents) are scheduled for November 22, 2026 at 00:00 KST, with explicit consent to each document in the app. Reading this guidance or registering a payout destination does not constitute consent to the revised terms.
Existing v2 earnings are settled manually under the existing conditions after checking the actual v2 acceptance and original earnings records. This route deducts no recipient transfer or currency-conversion fees. New consent does not require forfeiting existing earnings or allow new charges to be applied retroactively.
The revised creator terms apply actual transfer and currency-conversion costs only to covered transactions and earnings after both the effective date and valid consent. For an applicable payout, actual costs, exchange rates, taxes and the net amount are disclosed and confirmed in advance, without charging the same cost twice. This amendment introduces no separate operating fee.
Full revised terms, effective date and consent · Bank-account data collection notice
1. Service scope and MOF's role
MOF provides photo capture, on-device editing, and local filter creation without sign-in. An account is required for server features such as buying, publishing, gifting, credits, following, and account linking. In Market transactions, MOF is the consumer-facing seller and licensor of filter access. Creators supply licensed content to MOF and do not enter a direct sale or license agreement with consumers through the service.
2. Accounts and age
Accounts are created with Apple or Google. The account key is the identifier in the Amazon Cognito access token. We do not merge accounts by email or display name. You must be at least 14 to register. Only individuals who are at least 19 years old and complete the required identity and age checks may receive creator payouts. Creating an account does not guarantee payout eligibility.
3. Credits, payment, and refunds
Credits are consumable rights that work only inside MOF. They can be purchased only through App Store in-app purchase; there are no external payment links. Cancellations and refunds follow Apple's App Store refund process and applicable law. Free and paid credits may be treated differently for creator royalties.
4. Creator content, ownership, and license
Creators retain ownership of the filter recipes, titles, descriptions, tags, and related content they publish. After a creator separately acknowledges the publication policy and selects photos for filter publication, MOF may review and display the metadata-stripped publication samples and filter results in the Market and on the public web. Each creator grants MOF a limited, non-exclusive, worldwide license, only for the scope and duration needed to operate the service, to host, review, market, reproduce, distribute, and continue serving that content to existing purchasers. This license does not transfer ownership. MOF will not use creator content, including publication samples, to train or improve generative or other AI models without the creator's separate, affirmative consent.
5. Purchaser license and continued access
When a purchase is completed, MOF grants the purchaser a personal, non-exclusive, non-transferable license to use that filter inside MOF. If a creator unpublishes a filter or terminates an account, new sales stop, but existing purchasers' licenses are not revoked. MOF may continue serving the filter to existing purchasers. Access may be limited where necessary for a legal obligation, an intellectual-property dispute, security, or a material technical reason.
6. Fixed royalty and eligible paid credits
Until superseded under this section, the publicly fixed royalty is USD 0.0042 per eligible paid credit. An eligible paid credit is bought for money, successfully settled, used to acquire a creator's paid filter, and designated as royalty-bearing. Promotional, bonus, goodwill, service-recovery, incident, replacement, or other no-charge credits create no royalty unless MOF expressly designates and funds them as royalty-bearing. If the rate changes, MOF will publish the new rate and effective date in advance. A new rate applies only prospectively to eligible use on or after that date and will not retroactively reduce accrued earnings.
7. 180-day pending period and payout minimum
Each eligible earning remains pending for 180 days from the date it is recorded on the ledger and is not payable during that period. Once the pending period ends and the available balance is at least USD 30, the creator may request a payout from the Creator payout screen. Pending amounts and balances below the minimum do not earn interest.
8. Identity, taxes, payout destination, fees, and FX
Before payout, a creator must complete applicable identity verification (KYC), verification that the creator is at least 19, required tax information, and ownership verification for the payout destination. Creators remain responsible for their own tax filings and payments except amounts MOF or a payout provider must withhold by law. Before final confirmation, the payout screen will show the exact gross USD amount, every transfer or processing fee, payout currency, exchange rate, any FX markup or spread, total deductions, and exact net amount. If no conversion occurs, it will state that no FX rate or charge applies. No undisclosed fee will be deducted, and the creator may cancel before confirming. Payout functionality remains disabled until these checks, an exact pre-payout quote and cancellation path are available and the individual creator is approved. This does not restrict non-payout features or statutory rights.
9. Refunds, chargebacks, and rights disputes
A refund, chargeback, fraudulent or duplicate payment, transaction reversal, or intellectual-property claim or dispute may void pending or otherwise unpaid earnings reasonably connected to that transaction. An unpaid adjustment that has already become available may be offset against future earnings. The reason and amount will appear in the settlement record, and MOF will not offset more than the reasonably related amount.
10. Review, unpublishing, and termination
Filters may appear in the Market after review. Content without the necessary rights, use of another person's account, payment circumvention, fraud, and conduct that harms service stability are prohibited. MOF may remove a filter or restrict account features for a violation, rights claim, or legal obligation; creators may also unpublish filters or delete their accounts. Publication samples stop being publicly visible immediately on termination and, unless subject to a legal retention duty, their files are deleted within 30 days. Termination stops new sales and new earnings, but the limited license needed for existing purchaser access and provisions concerning settlement adjustments, taxes, record retention, and disputes survive only to the extent needed for those purposes.
11. Account deletion and subscriptions
When credits are spent, free credits are treated as spent first. Deleting an account forfeits free credits. MOF cannot directly refund credits bought through the App Store, so a request must be made through Apple's App Store refund process before deletion. After deletion, the app cannot show or restore the balance. MOF Pro is an auto-renewing App Store subscription; the displayed price, trial, renewal, and cancellation terms are those shown at purchase and in App Store subscription management. Refunds follow Apple's policy and applicable law.
12. Contact
Questions about these terms, accounts, payment, or creator payouts may be sent to support@myownfilm.com. These terms do not limit mandatory rights provided by the law where a member lives.